A Review Of The Illustrative Career Of QI Group Of Companies’ Executive Chairman, Dr. Vijay Eswaran

Vijay is the founder of the QI Group of companies. This multi-business conglomerate has active presence in different sectors of the economy, including hospitality, education, financial services, retail and direct selling.

In 1998, the Malaysian businessman established QNET, which is the flagship’s subsidiary. Today, this entity has opened offices in different parts of the globe.

When speaking about the idea behind QI, Dr. Eswaran said that he envisioned a company that would harness the power of direct selling through the internet. The company has managed to operate as a going concern because of their ability to merge direct selling with e-commerce platform.

Vijay Eswaran posited that they came up with a precious metals and numismatics model based on the emerging market strategies in Europe. In 1998, the company secured an opportunity to sell commemorative coins for the Sydney 2000 Olympics. Although they were late to enter the market, they managed to sell and compete in an effective manner.

By 2000, the corporation was among the top three distributors to have high sales volume around the world. According to QBuzz, Vijay Eswaran posits that their competitors did not comprehend their strategy, which was based on web sales and the aspect of direct selling.

Vijay remembers that when he started his entrepreneurial journey, he had no connection or funding. At the time, Asia’s economy was through a terrible crisis.

To this end, no one believed that he would succeed to open and run his business. Vijay was convinced that he would not spent his time making money for someone else. He contends that like-minded partners and his wife helped him to keep on believing in his dream.

The shrewd businessman asserts that success is interwoven with challenges. He manages to overcome any setbacks by embracing them. When motivating his employees, Vijay Eswaran emphasizes on service above self. As he was growing up, his father instilled in him this crucial lesson.

He posits that even though they run a global business, the soul of the company is equal to that of a small corporation that keeps on remembering its humble beginnings. Over the years, he has learnt that success is meant for the people who work in a company, but not the company.

Learn more about Vijay Eswaran: https://www.facebook.com/public/Vijay-Eswaran

Investing in Real Estate Properties in Brazil

If you want to invest in real estate, you need to figure out a way to make money over the long term. A lot of people are looking at Brazil as a great place to get started investing according to jornalcruzeiro.com.br. Although this may be true, the current growth rate is really high. This means that if something bad happens in the economy, there could be a major issue with how it is going to last. Leverage can be a great way to buy a lot of property, but it also carries a lot of risk. With the high interest rates in the economy of Brazil, it is no guarantee that you are going to make money on a deal.

Long Term Renting

Many people in Brazil are looking for ways to invest in property that they can rent out to others. With the rising rates of rent in Brazil, a lot of people are worried about whether they can afford housing on pciconcursos.com.br. With that being said, there is a huge demand for affordable housing in Brazil. Over the long term, having a renter in your property can accomplish a couple of goals. Not only will it help you pay for the property, but it will allow you to hold it while it appreciates. There are a lot of people who have made a fortune with this style of investing. Construcap is a company that can help you during that process. They understand the needs of many people in Brazil, and many investors work with Construcap on a plan to make money over time.


From the time the company was started, Construcap has always wanted to make a positive difference in the community. Affordable housing is a huge need in Brazil, especially as economic growth continues to climb. If you want to invest in the economy of Brazil, you need to figure out a way to do so in the best way possible. Always be conservative when you start out investing, and over time you will be able to have a lot of success in that process while working with Construcap.



Following excessive traffic congestion, the state of Texas passed a law in 2001 which established the Central Texas Regional Mobility Authority (CTRMA) in 2002. This is a transport authority that seeks to come up with a comprehensive transport network in Williamson and Travis counties. Its aim is to improve swift movement and reduce congestion. It does this by constructing toll roads, expanding the existing traffic lanes and setting up programs and mobile applications to ease with the problem of congestion. The authority uses funds raised from sale of bonds which accounts for 70% and the remaining 30% from the Texas Department of Transport. Since its inception, the company has managed to grow gaining assets worth $1.8 billion.



CTRMA is made up of seven members. The chair is elected by the governor of Texas. Mike Heiligenstein, is the current chair and executive director of CTRMA. He has held the position since 2002 when CTRMA began operating. The Commissioners Court in Travis County appoints three members and the same goes for that of Williamson County. CTRMA appreciates the efforts of the team and compensates them adequately. For example, in 2016, Heiligenstein, received a compensation of $336, 112. This is way higher than the $299, 812 paid to the Texas Department of Transportation’s executive director.



Under the leadership of Heiligenstein, CTRMA has managed to build several roads for example, the U.S 183 A and the 290 East. The authority also issues toll tags along these highways. Additionally, CTRMA has set up a program to assist stranded motorist on the highways. The program is called the Highway Emergency Response Operator (HERO). In 2015, it assisted 14480 motorists through relocation of faulty vehicles and removing debris from the lanes. CTRMA has also set up two apps; CARMA to facilitate ridesharing and Metropia to encourage people to travel during off-peak hours.



Heiligenstein understands CTRMA better than any other person and is directly concerned with the traffic conditions in the area. He represented CTRMA during the 19Th Austin Business Journal ‘s annual Williamson County Growth Summit. At this forum he emphasized on the need for a better road infrastructure claiming that as much as technological solutions are being sought, transport will only improve if the overall infrastructure in place is made better. He has served in public positions in Williamson County for over 20 years. He is also on the board of several transport based councils. Some of these include the Texas Transportation Institute Advisory council and the Tunnel and Turnpike Association.

The Progressive Vision of Eric Lefkofsky

The world is a constantly changing place in every facet of its design. From the biospheres of the rainforest to the technological advances of humankind, the world continues its rapid changes without any halt. The mind of humankind needs to be the same way. To continue healthy progression, the human mind and spirit need to continue on a progressive path parallel to that of technology and the life around it. There are many men and women who are leading the charge in terms of progressive change. Whether they influence local markets or affect the world on a larger scale, every bit of forwarding action benefits us all.

One such progressive is Eric Lefkofsky. Eric Lefkofsky is an entrepreneur best known as the CEO of the multi-million dollar e-commerce platform, Groupon. Groupon is a worldwide marketplace that offers a revolutionary way for small businesses to connect with their local customer base. Groupon provides its users with discounts and deals exclusive its platform which they can then use at local businesses. This allows local businesses to gain exposure to a new customer base and for customers to experience new services they may or may not have been aware of. As the CEO and co-founder of Groupon, Eric Lefkofsky helped produce a unique tool for small businesses to succeed. This is the type of progressive action that helps benefit the world. Groupon at one point was just an idea until Lefkofsky helped it grow by providing 1 million dollars in seed funding. Afterward Groupon grew to have a company worth of over 1 billion dollars in the stock market.

Eric Lefkofsky is also responsible for heading Tempus, a revolutionary data archival system which logs human genomic data. Genomic data is information taken from the human genome. Human genomes are large groupings of Deoxyribonucleic acid or DNA. This genomic information is then reviewed along with clinical data to help provide physicians with a better understanding of their patient’s genetic history. Armed with this information, physicians are able to more accurately provide care for their patient’s needs. Because the technology is still in its younger stages, no one knows the limit of the technology Tempus is providing. It is difficult, complex and likely harrowing work, but the Tempus team led by Lefkofsky is providing a progressive change to the medical industry that will help patients for generations to come.


Advertising Age Names Lori Senecal the Top Four Agency Executives to Watch in 2016

Lori Senecal, CEO of CP+B is name one of the top four Agency Executives to Watch in 2016 by Advertising Age. After one year of being appointed as Chief Executive Officer, she helped the firm increase its clientele, including large corporations. PayPal, Hersey, Infiniti, and American Airlines are among the clients included in CP+B’s client portfolio. Advertising Age also recognized the firm as one of the Creativity Innovators of the Year. Prior to CP+B, Ms. Senecal received honors for the Quantum Leap Award by the AWNY Game Changer Awards Program, in 2013.

In 2014, Lori Senecal is named one of the Women to Watch by Ad Age’s while serving on the Board and as CEO of MDC Partners Network, http://www.adweek.com/brand-marketing/lori-senecal-named-president-ceo-mdc-partner-network-159416/. CP+B is a member of MDC and announced Lori as the Global Chief Executive Officer, on March 9th, 2015, to PR Newswire. She is responsible for managing and overseeing global growth and expansion, as well as, the coordination of eight of its international offices. Throughout her professional career, she has created innovative partnerships, new business divisions, and managed accounts for Nestle, Coca-Cola, and BMW. In addition to overseeing the new 2016 accounts, Lori will oversee the firm’s existing accounts with Apple Bees, Fruit of the Loom, Best Buy, Kraft, Domino’s Pizza, and more.

In an interview on NY Times by Laura Dunn, in March 2015, Lori Senecal shares her life experiences developing as a leader and offers advice to other women seeking a career in marketing. Senecal is the youngest child of four siblings which had a tremendous influence on her leadership development. Her experiences growing up helped to mold her into the leader she is today. She told Laura when asked about prior experiences and qualifications at KBS and the new role at MDC her focus was on building a culture to inspire people.

The advice Lori Senecal gives to women who seek careers in marketing is to first identify their strengths and the needs of their organizations. She said they must develop their own marketing strategies and invent personal leadership roles. Lori ended the interview speaking on mentorship and expected accomplishments at KBS for 2016. She said mentorship made a difference in her personal and professional life inspiring her to become a mentor to women, for more than five years. Lori also stated in the interview that she expected expansion into Europe and Asia markets at KBS, last year.





Ricardo Tosto: The Undisputed Master of the Brazilian Law

In Brazil, the Federal Constitution is the supreme law. As at 2007, law school programs in Brazil were close to ten times more than those in the United States. Currently, Brazil has over 600,000 trained lawyers. To start practicing law in Brazil, a graduate lawyer must attend a law school and pass the examination of the Ordem dos Advogados do Brasil, which is the Bar Association of Brazil. The highest Brazilian court is the Federal Supreme Court, which also acts as the court of review. Other courts include The Senior Tribunal of Justice, Federal Regional Tribunals, and Federal Courts.

Ricardo Tosto

Ricardo Tosto is Brazilian lawyer and one of the leading entrepreneurs of the Brazilian law. He is a partner of Leite, Tosto and Barros Advogados Associados, a top law firm based in Sao Paulo, Brazil. The law company has other offices in Rio de Janeiro and Brasilia. Being the most experienced litigant in the company, Ricardo mainly deals with the most demanding cases that the firm receives from prominent personalities like executives and politicians. The company specializes in conflict resolution and administrative litigation. Ricardo Tosto de Oliveira Carvalho is an alumnus of Universidade Presbiteriana Mackenzie, from where he holds a bachelor’s degree in law. He is also a holder of Business Administration degree from Fundacao Armando Alvares Penteado. In collaboration with Paulo de Mendonca Lopes, Ricardo Tosto has authored a book titled The Process of Tiradentes.


Ricardo Tosto de Oliveira Carvalho has pioneered several legal mechanisms in the Brazilian law. He is a member of the International Bar Association and the Council of the Center for Studies of Law Firms and Partnerships. Tosto sits on the executive council of the Institute for Management Development Alumni Association. Previously, Ricardo served as the president of the Judiciary Modernization and Judiciary Reform Committees for Brazilian Bar Association-Sao Paulo division. He was also a founding member of Brazilian Institute for Studies in Electoral and Party Law. Between August 2017 and April 2008, Ricardo Tosto de Oliveira Carvalho was a board member of BNDES’s Board of Management. Tosto is also registered with the Brazilian Bar Association (OAB).

Finding a lasting solution to Williamson County’s Traffic Headache

One of the biggest problems that the residents of Austin Texas have been facing is traffic snarl ups. This problem had festered to the extent that it was discussed at a county hall meeting last Thursday. The main idea behind the discussion was that the sooner the matter is discussed, the better it will be to find a solution for the sake of the residents of the town.

One of the people who spoke at the meeting is the Executive Director of the Central Texas Regional Mobility Authority, Mike Heiligenstein. He stated that one of the technological advances that could happen in the near future is the invention of the driverless cars. He gave this as an example and stated that if the issue of transport reorganization was handled properly, the town would achieve the growth objectives that had been set and that they would eliminate all the issues that were currently being experienced.

He was quick to state that the county was doing the best they could in restructuring how the infrastructure was at the time. He voiced concerns over the growing population and the rural to urban migration, stating that the surge would eventually take its toll on the present facilities. To combat the problem, he stated there was need to make better roads and ensure they are advanced and technically efficient.

He was asked by the residents about the steps that they were taking in preparation for the changing transport needs. He stated that to start with, they had decided that the land codes of the state had been flexible for a long time and that they wanted things to remain that way. He challenged the people to keep up with the spirit of encouraging growth by allowing there to be new garages, filling stations and other structures that support the expansion.

The CEO and Co-founder of Uber also spoke at the meeting, saying that there was a serious need to address the issues in transport. He noted that one of the best modes of transportation for the residents of the area was what Uber was offering.

Mike is the current Executive Director of the Central Texas Regional Mobility Authority. The organization was started in 2002 to deal with issues affecting the area. For the past 23 years, he had been a public official in the area and has also served as a committee member in other organizations. He is a true inspiration to the community.

Learn more in the news

Follow him on Facebook and @mheiligenstein

Construcap: The Ever Emerging Real Estate Leaders in Brazil

Whether residential or commercial, and whether it’s for vacation or relocation, Brazil real estate has been very popular for hundreds, if not thousands, of years now. And furthermore, there are a great number of reliable real estate companies at https://www.pciconcursos.com.br/empregos/construcap-abre-vagas-para-mg-e-sp that can help meet anyone’s real estate needs.

For vacation purposes on construcap.com, there are tons of destination and travel guides associated with areas, such as the following: Rio de Janeiro, São Paulo, Bahía, Ceará, Rio Grande Norte, Santa Catarina, Alagoas, Pernambuco, Paraíba, Amazonas, Paraná, and Distrito Federal on construcap.com. These are just the tip of the iceberg of what Brazil has to offer, and even those choses are so vast, that it will be overwhelming to find the best chose for customers without an experienced real estate company in Brazil. These real estate companies will be able to more proficiently find great deals, styles, architecture, and culture for their customers’ tastes and budgets.

Many of these real estate firms have keen expertise in commercial real estate as well. They know the details on exame.abril.com concerning construction, design, project financing, electromechanical assembly, and other relevant information. Many of them will even invest and promote real estate assets. With them, customers won’t be steered wrong in obtaining the right type of construction, area, and legalities for their commercial real estate needs.

About Construcap

Construcap is one of these biggest Brazilian organizations, and they specialize in the construction sector for various segments, including heavy construction, commercial, residential, and industrial markets. Construcap utilize engineering, construction, pre-construction, engineering, electromechanical assembly, and economic viability in their real estate projects.

Found in 1955 by Julius engineers, José Mandacarú War, Capobianco, José Ribeiro do Valle, Ulic John Burke Jr., and Iório Adami, Construcap possesses procedures that are based on integrated management techniques certififed by OHSAS 18001, ISO 9001, and ISO 14001. And in 1972, this company merged with Commerce SA, and Cia. Construtora Parmley. Also, their scope includes EPC (Engineering, Procurement, Construction), engineering and construction (D & B Design and Build), and civil construction in addition to pre-construction, electromechanical assembly, heavy construction, and project financing.

Helane Morrison: The Iron Lady Who Took Down The Financial Fraudulence

Helane Morrison, the former Regional Director of U.S. Securities and Exchange Commission (SEC), is known for her bold steps that cleaned up the financial irregularities during her tenure. We must admit that now there is a level of untrust across the stock markets in the country considering the malpractices that led to 2008 financial crisis. It is a fact that when we can’t trust the companies and its executives to be truthful to the investors, we always look for the regulator to see if there is anyone whom we can trust. To me, the period of Helane at SEC was a period of transparency and authoritativeness.

She joined the SEC as the head of regional enforcement activities in 1996 and worked for San Francisco District Office. In 1999, she was promoted to the Regional Director of the San Francisco office and took care of examination programs and enforcement in Northern California, Oregon, Washington, Idaho, Alaska, and Montana. The significant enforcement actions during her period include financial fraud charges against the former executives of Cutter & Buck, Inc., NextCard, Inc., and HBO & Co. and incorrect financial reporting cases against Google, Inc., Hewlett-Packard, and Hawaiian Airlines. I think that only very few people would have the mettle to take action against the tech giants.

Morrison also initiated action against former Apple, Inc., executives on stock options backdating cases that included cases against Brocade Communications Systems. A case against the General Council of Google that was for the violation of registration code and false reports with SEC was widely discussed during those times. Another case that raised the eyebrows is against auditors including a former Ernst & Young partner for destroying the audit papers. The story does not end there and many more actions against insider trading, fraudulent transactions, and other malpractices initiated against major tech firms and financial houses. I still remember that before her era, the cases were stipulated to some unknown firms but during her period most of the major firms caught under the law.

She left SEC in 2007 and joined Hall Capital Partners LLC as General Counsel and Chief Compliance Officer. Before joining SEC, she worked with Howard Rice Nemerovski Canady Falk & Rabkin as Partner and Title Associate. Before starting the career, she completed her graduation in Journalism from the Northwestern University and did her J.D. from the University of California, Berkeley – School of Law.

We are missing her though she left the office of SEC 10 years back. We can expect that someone with similar tenacity in SEC may resume her efforts in future.

Teaching Finance Brings Good Fortune For Richard Blair

Wealth Solutions provides unmatched services that assist its customers in protecting, managing, and growing their assets value. Mr. Richard Blair is a very resourceful advisor and partner to Wealth Solutions’ clients. Mr. Blair is highly qualified and experienced with several certifications including CES, CAS, CFS, and RICP.

Wealth Solutions has its headquarters in Austin, Texas where they offer investment advisory services. The company runs as a (RIA) Registered Investment Advisory business.

The Financial Planning criteria used by Wealth Solutions

Richard Blair believes that everyone should have a solid plan which will guide them in pursuing all their financial targets. Therefore, his primary objective is to prepare the Austin, Texas, fraternity by offering them retirement planning schemes and wealth management services to their clients.

Wealth Solutions adheres to a three pillar comprehensive approach. These plans allow the company to promptly find their client’s financial ability as well as their retirement plans. It also becomes easy to come up with an interconnected plan customized for each customer.

Pillar One

It is designed to assist the client in planning their financial future journey to retirement. It identifies their goals, strengths, growth opportunities, and risk tolerance. By understanding a customer’s financial and geographical history, it is easy to assist them in laying down a brilliant financial roadmap to guide them.

Pillar Two

This concept is used to nature a long-term plan that connects the investment needs of the customer to their future target. This program runs in agreement with a particular client’s liquidity requirements and investment goals.

Richard Blair Wealth Solutions manages and reallocates assets to make sure that the maximum performance of a customer’s portfolio runs only into the market when it is perfect, while still taking care of the adverse effects which might fall on their client’s when the investment opportunities are not suitable.

Pillar Three

After discovering a customer’s goals and establishing successful channels to achieve them, Mr. Richard Blair looks into their insurance requirements which are life insurance and long-term care as well as annuities.

About Richard Blair

Mr. Blair’s decision to provide advice and financial services to small businesses, families, and individuals was as a result of his family’s teachings.

His mother and grandmother were both teachers who taught him how learning grows one’s intellectual capabilities. Therefore, his love for finance made him start Wealth Solutions in 1994 to serve the Austin, Texas community.

According to Manta, Richard Blair Wealth Solutions is a Bachelor In Finance graduate who has amassed immeasurable skills that allow him to impart financial knowledge to his clients thus enabling them to grow investments and meet their retirement plans successfully.